Nail the classic and casual ensemble in a navy overcoat and brown chinos. For something more on the elegant end to complete your outfit, complete this getup with dark brown leather tassel loafers. During the winter months, when warmth is a must, it can be easy to settle for a less-than-stylish ensemble. However, this ensemble is a striking example that you totally can stay snug and remain stylish at the same time in the winter months. This is a pairing you, as an over-40 gentleman, can always rely on.