This pairing of a navy overcoat and brown chinos is hard proof that a safe look doesn't have to be boring. Go off the beaten track and change up your ensemble by wearing a pair of black suede desert boots. As you can see, it's super easy to look stylish and stay comfy when chillier days are here, all thanks to outfits like this one. This is a combo you, as a 40-year-old man, can always count on.