White Lace Pencil Skirt Cold Weather Outfits In Their 20s

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Beige Turtleneck White Lace Pencil Skirt Brown Leather Pumps Black Wool Tights Burgundy Suede Crossbody Bag Navy Coat

This pairing of a navy coat and a white lace pencil skirt is super stylish and provides instant polish. If in doubt about what to wear in the shoe department, stick to a pair of brown leather pumps.