White and Black Skirt Dressy Chill Weather Outfits In Their 20s

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Beige Turtleneck White Lace Pencil Skirt Brown Leather Pumps Black Wool Tights Burgundy Suede Crossbody Bag Navy Coat

This combination of a navy coat and a white and black skirt falls somewhere between formal and relaxed. Take a classic approach with footwear and add a pair of brown leather pumps to the mix.

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Gold Bracelet Dark Purple Leather Clutch Black Chunky Suede Pumps White Coat White Lace Long Sleeve Blouse White Full Skirt

This pairing of a white coat and a white and black skirt is an interesting balance between fun and flirty. On the fence about how to finish off? Add black chunky suede pumps to the mix to amp up the chic factor.