Consider wearing a white and black coat and a long sleeve blouse to don a dressy, but not too dressy getup. All you need is a pair of charcoal suede pumps.
White and Black Coat with Long Sleeve Blouse Smart Casual Cold Weather Outfits In Their 20s
For a goofproof smart option, you can never go wrong with this pairing of a white and black coat and a long sleeve blouse. Play down this outfit by rocking black leather lace-up flat boots.