Go for a straightforward but at the same time cool and casual look teaming a vest and a turtleneck. You could perhaps get a bit experimental with shoes and complete your outfit with a pair of tobacco leather pumps.
Turtleneck with Vest Outfits For Women In Their 20s
This off-duty combo of a vest and a turtleneck takes on different moods depending on how it's styled. Why not take a more refined approach with shoes and add black leather ankle boots to the equation?