If you're on a thrifty budget, your best bet is this Poncho. It's a wonderful product, while not very pricey. In this price range, you can also consider this American Apparel Cropped Sweater. It's a product you'll fall in love with which also doesn't cost too much. You might also want to consider this Calvin Klein Cowl-neck Sweater. The price is very reasonable, but the effect on your wardrobe will be pretty fantastic.