Charcoal Pencil Skirt with Poncho Outfits

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Gold Earrings Gold Pendant Beige Poncho White Dress Shirt Charcoal Wool Pencil Skirt Black Leather Tote Bag Black and Tan Suede Pumps

For an outfit that's super straightforward but can be smartened up or dressed down in many different ways, wear a poncho with a charcoal pencil skirt. Introduce black and tan suede pumps to the mix for extra style points.