Go for a pared down but refined option by marrying a blue coat and a turtleneck.
Blue Coat with Turtleneck Chill Weather Outfits For Women In Their 20s
This combo of a blue coat and a turtleneck is proof that a safe outfit doesn't have to be boring. Take this outfit a more relaxed path by sporting black athletic shoes.
Parade your sartorial expertise by combining a blue coat and a turtleneck. Complement this ensemble with grey cutout suede ankle boots and ta-da: the outfit is complete.
So as you can see, looking refined doesn't require that much effort. Opt for a blue coat and a turtleneck and be sure you'll look incredibly stylish. When not sure about what to wear on the shoe front, add a pair of white leather ankle boots to the mix.
Marrying a blue coat and a turtleneck is a surefire way to inject personality into your styling lineup. Now all you need is a pair of black suede ankle boots.