For an ensemble that's super simple but can be manipulated in a ton of different ways, try pairing a coat with a black tank. You could perhaps get a bit experimental when it comes to footwear and add white leather low top sneakers to the mix.
Black Tank with Coat Smart Casual Chill Weather Outfits For Women In Their 20s
A coat and a black tank? This is easily a wearable outfit that you could wear a variation of on a day-to-day basis. Here's how to give this outfit a sense of class: grey suede lace-up ankle boots.