Black Pencil Skirt with Pumps Smart Casual Chill Weather Outfits After 60

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Grey Print Scarf Black Tights Red Leather Pumps Black Pencil Skirt Red Leather Satchel Bag Red Leather Gloves White Print Crew-neck Sweater Black Coat

This smart casual combo of a black coat and a black pencil skirt takes on different nuances depending on how it's styled. When not sure about the footwear, introduce a pair of pumps to the equation.