Black Midi Skirt with Coat Smart Casual Cold Weather Outfits In Their 20s

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Grey Cropped Sweater Black Coat Hot Pink Leather Clutch Black Embroidered Tulle Midi Skirt

Go for a straightforward but cool and casual option marrying a coat and a black midi skirt.

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White Necklace White Crew-neck Sweater Red Coat Black Leather Clutch Black Pleated Midi Skirt Black Suede Ankle Boots

Choose a coat and a black midi skirt for a refined yet off-duty ensemble. If you're puzzled as to how to round off, finish with a pair of black suede ankle boots.