Black Crew-neck T-shirt with Ankle Boots Smart Casual Warm Weather Outfits After 40

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Silver Necklace Black Floral Open Jacket Black Crew-neck T-shirt Burgundy Leather Pencil Skirt Black Cutout Suede Ankle Boots

This combo of a black crew-neck t-shirt and a burgundy leather pencil skirt is solid proof that a pared down casual outfit can still be absolutely chic. Get a little creative when it comes to shoes and add ankle boots to the mix.