For a casually refined outfit, consider wearing a black blazer and a white polo — these items fit nicely together. Finishing with a pair of white canvas low top sneakers is a guaranteed way to introduce a more laid-back finish to your look. Planning a knockout combo can be a bit nerve-racking and time consuming on its own. Enter below-freezing temps into the equation, and the whole thing becomes all the more difficult. Don't despair, this here is your wintry inspo. Think it's hard for 20-year-old guys to master semi-casual dressing? This combo is a clear demonstration of otherwise.