A white polo neck sweater and khaki chinos are the kind of a fail-safe getup that you so awfully need when you have zero time. A trendy pair of loafers is an easy way to upgrade this look. Nothing like a neat look to cheer up a dreary autumn afternoon. As a man in his 30s, you want to start dressing like a grown-up. In this case, combos like this are a real lifesaver.