If you don't take fashion too seriously, go for cool and casual style in a brown shearling coat and white jeans. Introduce a pair of dark brown leather loafers to the equation to immediately ramp up the fashion factor of any ensemble. During winter, when comfort is key, it can be easy to settle for a less-than-stylish ensemble. However, this ensemble proves that you can actually stay toasty and remain equally stylish in winter. This getup should erase any doubts you had about wearing more elegant clothes in your twenties.