For a cool and relaxed outfit, marry a white dress shirt with navy jeans — these items play perfectly well together. And if you need to easily play down this look with shoes, introduce tan suede desert boots to the mix. Planning a neat getup can be a bit challenging on its own. Add subzero temperatures into the equation, and the whole thing becomes all the more difficult. No worries, this here is your winter fashion inspiration. This outfit demonstrates that in your early 20s, you have a wide range of outfit options.