This casual combo of a black sweatshirt and a white crew-neck t-shirt is super easy to pull together in seconds time, helping you look stylish and prepared for anything without spending a ton of time digging through your closet. Burgundy leather derby shoes will breathe a sense of sophistication into an otherwise everyday look. Just because you've hit your 40s, doesn't mean you can't dress fashionably, and this outfit proves exactly that.