Combining a beige overcoat with a white and navy vertical striped dress shirt is an on-point idea for a sharp and elegant ensemble. Let your styling savvy really shine by rounding off this ensemble with black leather loafers. During the winter months, when functionality is essential, it can be easy to settle for a less-than-stylish ensemble. However, this ensemble is a striking illustration that you totally can stay comfortable and remain equally stylish during the winter months. A no-brainer combination proper for 30-something guys.