A navy cardigan and white and blue chinos are the kind of a no-brainer casual combo that you need when you have no time. Kick up this whole ensemble by slipping into a pair of loafers. So as you can see, this combination is a really smart idea, especially for in-between weather, when the mercury is getting lower. So if you need outfit ideas on what to wear as you are making it through your teens, this combination is definitely worth saving for later.