This pairing of a waistcoat and black check chinos makes for the perfect base for a ton of ensembles. Balance this ensemble with a classier kind of shoes, like this pair of loafers. As you can see, this getup is a shining example that good style and dressing warmly for the winter months are not mutually exclusive. If you're wondering how you should dress as a 20-something gentleman, this pairing gives a fair idea.