For a goofproof classic and casual option, you can never go wrong with this combo of a tan turtleneck and a beige overcoat. A pair of dark brown leather loafers will give an elegant twist to an otherwise mostly dressed-down ensemble. An amazing example for anyone who's not sure how to dress as a man in his forties.
This pairing of a tan turtleneck and a camel overcoat might pack a punch, but it's also very easy to pull together. For something more on the smart side to finish your getup, complete your outfit with dark brown leather loafers. This outfit demonstrates you can make a bold statement no matter how old you are.