For an ensemble that's extremely easy but can be worn in a myriad of different ways, consider wearing a crew-neck t-shirt and a red track suit. A great pair of black leather tassel loafers is the most effective way to transform your outfit. As the temperature dives into single digits, you'll see that a look like this is ideal for this time. So if you're on the hunt for a nice yet age-appropriate combination for a 20-something gent, this is it.