This combo of a red gilet and a turtleneck is hard proof that a safe off-duty getup doesn't have to be boring. You could go down a more elegant route with shoes by slipping into a pair of dark brown suede chelsea boots. Can you see how extremely easy it is to look on-trend and stay comfy when cooler weather arrives, all thanks to outfits like this? This getup demonstrates that cracking the fashion code as you make it through your 20s is not that hard.