An overcoat and a polo combined together are the ideal getup for those dressers who appreciate refined styles. Rounding off with a pair of white canvas low top sneakers is a surefire way to bring a more laid-back vibe to this look. As days are getting cooler, you'll discover that an ensemble like this is ideal for the season. This is a perfect example of how to stay fashionable as you slip into your 40s.