Fashionable and comfortable, this off-duty combination of a navy quilted shirt jacket and black chinos provides with variety. Introduce a pair of tan suede derby shoes to your look for an instant style fix. With the departure of winter come warmer afternoons and balmy nights and the need for a kick-ass look just like this one. If you want to portray maturity as a 20-year-old guy, an ensemble like this is a safe option.