Team a navy overcoat with white chinos and you'll be the definition of rugged refinement. For times when this look appears all-too-fancy, play it down by rounding off with navy athletic shoes. So so as you can see, it's a dapper, not to mention season-appropriate, ensemble to have in your transeasonal rotation. As you're progressing through your late 20s, you want to start dressing more professionally. If that's the case, inspiration like this is very useful.