Marrying a navy hoodie with a crew-neck t-shirt is a savvy pick for an off-duty getup. To introduce some extra classiness to your outfit, add a pair of brown suede loafers to the equation. This ensemble is our idea of perfection for when leaves change color and fall is in full swing. You can pay attention to outfits like this if you're going through your mid-20s and you want to take a more adult approach to your personal style.