A navy hoodie and a crew-neck t-shirt are absolute essentials if you're picking out a casual wardrobe that holds to the highest style standards. And if you need to easily class up your getup with a pair of shoes, why not complete this outfit with brown suede loafers? Nothing like a knockout ensemble to spice up a dreary fall day. Now that's an outfit that will surely make you stand out among other 20-somethings.