Navy Denim Shirt with Tassel Loafers Smart Casual Cold Weather Outfits In Their 30s

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Black Crew-neck T-shirt Blue Denim Shirt Black Check Pea Coat Dark Brown Suede Messenger Bag Navy Jeans Navy Socks Burgundy Leather Tassel Loafers

Pair a navy denim shirt with navy jeans to achieve a truly sharp and current off-duty ensemble. Take this ensemble down a more sophisticated path with a pair of tassel loafers. How's that for over-30 style inspo?