A navy crew-neck sweater and a crew-neck t-shirt have become indispensable casual essentials for most guys. If you wish to instantly step up your outfit with shoes, why not add a pair of dark brown leather loafers to this look? The ability to rock outfits like this is one of the dividends of middle age.
If you don't like being too serious with your outfits, choose a navy crew-neck sweater and a crew-neck t-shirt. An ensemble like this will make any 40-year-old man look better than everyone else in the room.
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