When it comes to timeless refinement, this pairing of a navy blazer and navy chinos is the ultimate style. You know how to infuse a hint of polish into this getup: navy suede loafers. Keep this getup in your front hall wardrobe come warmer days, and rest assured, you'll save a ton of time crafting an ensemble on more than one occasion. This pairing demonstrates that in your 40s you still have a wide range of outfit options.