This pairing of a navy and white crew-neck t-shirt and chinos is outrageously stylish and yet it looks laid-back enough and ready for anything. Planning a standout outfit can be a bit daunting on its own. Enter below-freezing temps into the equation, and the whole thing becomes even more difficult. Don't despair, this here is your wintry fashion inspiration. A cool, less conservative getup for an over-40 gent.