A charcoal overcoat looks especially classy when paired with grey wool dress pants. To add a more casual twist to this ensemble, introduce dark brown leather loafers to this ensemble. During the colder months, when comfort is critical, it can be easy to surrender to a less-than-stylish getup in the name of convenience. However, this getup is a striking illustration that you can actually stay snug and remain stylish in the colder months. Ideal to portray that you're old and confident enough to hold your own in the style department.