A grey overcoat and a charcoal wool suit are a seriously sharp combination for you to try. For something more on the casually cool side to complement your outfit, add loafers to the mix. During the winter months, when warmth is crucial, it can be easy to surrender to a less-than-stylish ensemble in the name of practicality. But this ensemble is a striking illustration that you totally can stay cozy and remain equally stylish during the winter months. This combination shows that after 40 you still have a vast array of styling options.