This combination of a grey overcoat and black dress pants can only be described as seriously dapper and sophisticated. And if you want to immediately dial down this look with a pair of shoes, why not make black leather loafers your footwear choice? With the departure of snow come warmer days and the need for a kick-ass outfit just like this one. You can take inspiration from getups like this if you're 20 and you want to take a more serious approach to your personal style.