Pairing a navy overcoat with grey dress pants is a nice option for a smart and refined outfit. Infuse a playful feel into your ensemble by rounding off with dark brown suede loafers. This pairing shows that in your late 20s your sartorial options are far from limited.
For a look that's truly Bond-worthy, opt for a navy overcoat and a charcoal suit. For something more on the cool and casual side to complement your ensemble, add dark brown suede loafers. As a 20-something sliding into your 30s, you'll love this pairing.