A white overcoat and chinos are the kind of a fail-safe combination that you so terribly need when you have no extra time. Inject this outfit with an extra dose of class by finishing off with double monks. During winter, when warmth is critical, it can be easy to surrender to a less-than-stylish outfit in the name of practicality. However, this outfit is hard proof that you totally can stay snug and remain equally stylish in winter. An exciting idea for a 40-year-old gent!