This combo of a crew-neck t-shirt and a navy overcoat is the perfect balance between dressy and relaxed. And if you need to instantly polish up your getup with one item, why not complete your outfit with chelsea boots? In the winter season, when warmth is above all, it can be easy to surrender to a less-than-stylish getup in the name of functionality. This getup, however, is a good illustration that you totally can stay toasty and remain equally stylish during the winter season. So if you need style ideas on what to wear in your 40s, this pairing is perfect.