Make a charcoal waistcoat and a charcoal suit your outfit choice if you're aiming for a neat, smart look. Go ahead and throw black leather loafers into the mix for an easy-going vibe. An amazing example for any gent who's still working out how to dress as a middle-aged man.
Indisputable proof that a charcoal waistcoat and navy dress pants are amazing when combined together in a refined ensemble for a modern dandy. For something more on the daring side to finish this ensemble, introduce a pair of black leather loafers to your getup. This outfit demonstrates that as a 40-year-old guy, you have a wide array of sartorial options.
Consider pairing a charcoal waistcoat with blue chinos for rugged refinement with a contemporary spin. Black leather loafers finish this ensemble very nicely. This ensemble is probably what you've been looking for as a man over 40.
Go for a charcoal waistcoat and black dress pants to have all eyes on you. You can get a little creative in the footwear department and add black leather loafers to this look. Wondering what clothing is appropriate as you head into your 40s? This combo is a great example.