Try pairing a charcoal overcoat with a crew-neck t-shirt and be prepared to be recognized as an expert in men's style. A pair of black suede loafers instantly spruces up any ensemble. Piecing together a well-coordinated outfit can be a bit difficult at times on its own. Add below-freezing temps into the equation, and the whole thing becomes all the more difficult. Don't despair, this here is your wintry outfit inspo. This combination demonstrates that as a guy in his 40s, you have a wide range of style options.