Wear a camel overcoat and charcoal dress pants for truly dapper attire. To give your overall outfit a more casual finish, why not round off with a pair of black suede tassel loafers? As you can see here, this getup is a really wonderful idea, especially for awkward fall weather, when the temps are getting lower. An ensemble like this can make any 20-year-old gentleman look better than any of his peers.