A navy blazer and blue jeans are absolute must-haves if you're planning a sophisticated closet that matches up to the highest fashion standards. If you need to easily step up your getup with a pair of shoes, why not introduce a pair of black embroidered velvet loafers to the equation? This combination is our idea of perfection for super hot summer afternoons. This ensemble suggests how to succeed in the smart style department as a 20-something guy.