A blue crew-neck t-shirt and a navy fur collar coat are the perfect way to introduce extra sophistication into your current lineup. Let your styling credentials truly shine by finishing off this ensemble with loafers. During the colder months, when warmth is a must, it can be easy to surrender to a less-than-stylish outfit in the name of functionality. However, this outfit is a striking example that you totally can stay comfy and remain equally stylish in the colder months. As a 30-something gent, you'll like this combination.