This combination of a black turtleneck and grey chinos is proof that a pared down casual ensemble doesn't have to be boring. For a truly modern hi-low mix, enter loafers into the equation. This outfit illustrates how to slay in semi-casual dressing as a 20-something gent.
Black Turtleneck with Loafers Smart Casual Cold Weather Outfits For Men In Their 20s
For a tested relaxed option, you can always rely on this combination of a black turtleneck and mustard plaid chinos. To give your overall outfit a more refined vibe, why not introduce loafers to the equation? This combo is probably what you've been looking for as a gentleman in his twenties.