Putting together an overcoat with a charcoal check wool suit is an on-point idea for a dapper and refined outfit. Introduce black oxford shoes to the equation and the whole look will come together brilliantly. In winter, when warmth is everything, it can be easy to surrender to a less-than-stylish ensemble in the name of convenience. However, this ensemble is a practical illustration that you can actually stay comfy and remain equally stylish in winter. Sport this outfit when you need to project a more mature image as a 20-something gentleman.