This smart casual combo of a black overcoat and navy chinos is very easy to throw together without a second thought, helping you look awesome and ready for anything without spending too much time rummaging through your wardrobe. A pair of low top sneakers easily kicks up the style factor of this look. A practical illustration of practical style, this look must be in your front hall closet this winter. An outfit like this will help any 20-year-old gentleman outdo his pals.