Black Loafers with Chinos Dressy Chill Weather Outfits After 40

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White Dress Shirt Beige Blazer Grey Wool Waistcoat Navy Trenchcoat Blue Chinos Black Leather Loafers

Consider pairing a navy trenchcoat with chinos to create a casually sleek and modern-looking ensemble. If you feel like playing it up, add black loafers to the equation. As you see, after forty you still have a vast array of dressing options.