A cardigan and dark brown ripped jeans are the kind of a tested casual getup that you so awfully need when you have no extra time to spare. To give this getup a smarter spin, add a pair of black loafers to your outfit. Keep this outfit in your head when spring arrives, and we guarantee you'll save time getting ready on more than one occasion. Those wondering how to rock modern off-duty outfits as you go through your teen years, this ensemble should answer your question.