This combo of a navy suit and a navy parka is on the line between elegant and relaxed casual. Our favorite of a multitude of ways to complement this look is a pair of black leather loafers. Picking out a neat look can be a bit challenging on its own. Add uncomfortably cold temperatures into the equation, and the whole thing becomes even more difficult. Fear not, this here is your wintry fashion inspiration. This combo is most probably what you're looking for as a 40-something.