Opt for a navy puffer coat and grey dress pants for a stylish and classy look. We love how a pair of black leather loafers makes this ensemble whole. As you're progressing through your late 20s, you probably want to start dressing like a grown man. In this case, inspo like this comes in handy.
Black Leather Loafers with Grey Dress Pants Smart Casual Chill Weather Outfits For Men In Their 20s
Putting together a charcoal overcoat with grey dress pants is an awesome option for a dapper and sophisticated ensemble. Black leather loafers will give a mellow vibe to an otherwise mostly dressed-up ensemble. Overall, a good example of semi-casual fashion for 20-year-old guys.